A home equity line of credit, or HELOC, is something that can be achieved with a recent home appraisal and copies of a credit report. Find out why home equity lines of credit are popular in bullish markets withhelp from a registered financial consultant in this free video on money management and financial advice. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC

When an individual has various credit cards with amounts due and payable, it can be helpful for them to consolidate their loans into one payment. Prepare an appropriate financial planning statement when consolidating credit cards withhelp from a registered financial consultant in this free video on money management and financial advice. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC

About Rita Mulcahy, PMP – An expert in advanced project management, the PMP® Exam and risk management – A gifted instructor and author of the books PMP ®Exam Prep and Risk Management Tricks of the Trade – President of RMC Project Management, the Innovators in Project Management Training and Products since 1991.

In order to get out of debt, a person must develop a budget in which they write all of their expenses down. Stay away from credit cards to stay out of debt withhelp from a business analyst in this free video on financial planning and debt management. Expert: Terry Kuykendall Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. She is an accountant who has worked at firms helping people deal with personal and business debt. Filmmaker: stephen kuykendall

Brief interaction with Susan Hyland, CEO, and George Langley, Director, Mastersoft Research Pty Ltd, Australia (www.msi.com.au), August 19, 2009, 12.30 pm